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Hi, I’m Erica. A twenty something year old ECE teacher and an aspiring photographer. Waste my time is my personal domain; my creative outlet. It's a place for me to write about my life. You will find some posts that detail my monthly budget and my spending habits. Other posts will be sponsored and some are private.



Wordless Wednesday {Townhouse Edition}

My house

Friday @ 3pm is my Home Inspection. I finally get to see the kitchen, which I’ve been dying to see since the builder sent me a post card back in december stating it was installed when it in fact was not.




Weekly Money Check Up {01/23}

1. The most I’ve spent this last week was on Car Insurance. It’s gone up quite a bit now that I will be living on my own. OUCH!

2. Today I am thankful that today is a PD Day at work. I get to learn how to do report cards. I have the best teaching partner ever!

3. Money can’t buy happiness. One free thing I did last week that made me happy was visit with my cousin, her husband and their almost 2 year old daughter. They live in the states and came to visit our grandparents, so I went over for dinner to show them house stuff.

4. I will consider this week a success if I don’t spend any money, except for paying my master card and cell phone bills.

5. The craft I am currently interested in right now is the craft of not spending money. Seriously, I don’t have any to spend, but I have so many things to buy. lol

Weekly Money Check-Up is a fill-in-the blank post once a week. The first four questions are always the same each week and the fifth is always different. Care to participate? Fill in the blanks in the comments section or post it on your blog and link back to My Pretty Pennies!




Where Have I Been?

Things have been so busy this last week and I’m pretty sure that it’s going to stay that way for a while. I haven’t had much time to spend on the computer because there have been appointments and other things that just get in the way. I’m in the process of looking for a part time job, this way come sometime I’ll have something to rely on since Employment Insurance isn’t all that well paying.

The most recent news with me is that my car broke down and is currently taken apart waiting to be put back together. Talk about horrible timing, but thankfully my brother is able to fix it for me. It’s just a matter of when that will be. Apparently it’s a long process and he only has the evenings after work to do it. I totally owe him my life for this.
My mom and I have had to share her car during this ordeal, so that’s been interesting to say the least. I go to bed earlier, since I have to get up earlier to drive her to work, so another reason why I can’t be bothered to come online. There’s not enough hours in the day after I get home from work.

I wish I could say that I’ve been packing to get ready for my move, but I haven’t. I don’t really have much to pack up and the weekend prior to my house closing should be more then enough time for me to pack up. Plus I’m not 100% sure when I will be officially in the house so to box of stuff I might need seems pretty stupid. I’m trying to avoid having to rent a u-haul since its something my dad can easily do. He’s already done it once when I moved home from Windsor, so I’m just waiting to see how the weather is. I do have internet and cable (free for 3 months) being hooked up on the 30th and my appliances come on the 31st. My final walk through is on the 27th, so I’m getting pretty excited about that. I would love to be in by Feb 4th, but I just really don’t know.

I’m still trying to work out a budget for the new place, it’s hard since I don’t know what my power, gas and water will be, so it’s more like a guessing game right now. I’m actually not sure if I will be posting a budget or my spending recap once I move. You tell me, Is it something you would like to see? Do you want to see how much I struggle during my first year of home ownership?
I already know things will be tight and I guess thats why I’m on the fence about posting. If its something that you want to see then I will, but if no one says so then I probably won’t. I’ll keep that in a private filter perhaps.

So here’s to hoping this week is a little bit stress free and that maybe I get my car back? it’s a long shot but who knows right.




Spending Recap {Jan 16 – Jan 22 2012}

Monday January 16th
$1,200.07 Car Insurance
$420.12 House Insurance
$45 Gym

Tuesday January 17th
No Spend Day

Wednesday January 18th
$310.08 Income

Thursday January 19th
No Spend Day

Friday January 20th
No Spend Day

Saturday January 21st
No Spend Day

Sunday January 22nd
No Spend Day

Income: + 310.08
Expenses: - $1,665.19

Total: - $1,355.11




Weekly Spending Recap {Jan 9th – Jan 15th 2012}

Monday January 9th
$30.60 Gas
$14.68 Canadian Tire (water bottle)

Tuesday January 10th
$45.00 Gas – I had to fill up my moms car since it was pretty low and I’m the primary driver of it at the moment while mine is getting fixed. Talk about major suckage, considering I just filled mine up the day before.

Wednesday January 11th
No Spend Day

Thursday January 12th
$1032.07 Pay Day

Friday January 13th
No Spend Day

Saturday January 14th
$6.78 – Dollarama – I picked up some binder inserts to hold coupons, a wall decal, 2 plaques for the walls in my new house and a photo frame

Sunday January 15th
No Spend Day

Income: + $1032.07
Expenses: - $97.06

Total: + $935.01




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December is Almost Here
Bills, Bills, Bills
Life, or something like it
Spring
My Budget

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