Mortgage = $976.42/$976.42
Mortgage Insurance = $37.24/$37.24
Townhouse Maintenance Fee= $56/$56
Utilities = $0/$0 – next month this amount will be rather large. Don’t ask, it’s been a huge mess.
Yearly Account = $277.24/$277.24
Cell Phone = $72.72/$72.72
Home Phone = $0/$0
Internet = $27.65/$40
Cable = $0/$0
Food = $170.11/$150
Household = $274.99/$300
Entertainment = $17.40/$20
Clothing = $112.99/$100
Medical = $0/$0
Gym = $45/$45
Gas = $152.88/$150
Gifts = $0/$0
Work = $0/$0
Personal = $24.86/$30
Miscellaneous = $0/$0
Emergency Fund = $0/$0

Total Income = $3,038.86
Total Budgeted = $2,254.62
Total Spent this Month = $2,245.50
Under By = $9.12

Next month utilities are going to kill me. The bills that I received this month were paid by my mother due to a limit I have on my bank account and only being able to have 10 withdrawals. Thankfully I’ve figured out a way to get around this limit and will be paying my mom back and the rest of the bills myself later this week.

Mortgage = $976.42/$976.42
Mortgage Insurance = $37.24/$37.24
Townhouse Maintenance Fee= $56/$56
Utilities = $0/$0
Yearly Account = $277.24/$277.24
Cell Phone = $84.02/$84.02
Home Phone = $0/$0
Internet = $87.30/$40
Cable = $0/$0
Food = $63.26/$150
Household = $924.71/$1,000
Entertainment = $14.22/$20
Clothing = $435.62/$0
Medical = $0/$0
Gym = $45/$45
Gas = $101.05/$120
Gifts = $100/$100
Work = $0/$0
Personal = $93.05/$100
Miscellaneous = $0/$0
Emergency Fund = $0/$0

Total Income = $2,326.45
Total Budgeted = $3,005.92
Total Spent this Month = $3,472.37
Over By = $466.45

Let me just say that I can’t wait till I’m done purchasing stuff for my house. I’m totally blowing throughout the money I’ve got set aside.

Mortgage = $976.42/$976.42
Mortgage Insurance = $55.81/$55.81
Townhouse Maintenance Fee= $112/$112
Utilities = $0/$0
Yearly Account = $277.24/$277.24
Cell Phone = $67.07/$67.07
Home Phone = $0/$0
Internet = $0/$0
Cable = $0/$0
Food = $103.82/$150
Household = $518.56/$200
Entertainment = $20/$20
Clothing = $0/$0
Medical = $0/$0
Gym = $45/$45
Gas = $113.85/$130
Work = $20/$0
Personal = $4.66/$10.00
Weight Watchers = $0/$0
Miscellaneous = $0/$0
Emergency Fund = $0/$100

Total Income = $2,064.14
Total Budgeted = $2,143.54
Total Spent this Month = $2,314.43
Under By = $ $170.89

February was not as bad as I thought it would be. I went a little crazy with buying things for my house, but they were things that I needed and I knew I would have some extra money on hand since I didn’t really have any major utilities to pay.

I was counting on putting some paypal income into my bank account this month, however I only transfer the money over when the balance hits a certain amount, and I didn’t reach the amount. It will be transferred over in March.

Right now, my cable is free for 3 months, as is my home phone, but after the 3 months I will be cutting those items from my budget. I’ve decided to leave Cogeco because of all the hassle that I’ve had to deal with and the shitty customer service, not to mention the destruction of property. If a company is going to treat me; the paying custom the way Cogeco has, why would I want to give them my money.

I’m not totally sure how March is going to be money wise, I’m going to try to ease up on the house spending, but at least I’ll be getting some utility bills. They will obviously be February’s bills but I’ll be happy when I have them to see how much things will be costing me.

Income this Month = $2,671.81

Expenses:

Life
Feb Rent = $0/$0 (I’ll be living at my new place come Feb)
House Insurance = $420.12/$420.12(paid for the year)
Medical = $25/$25 (Deductible)
Cell Phone = $67.07/$67.07
Personal = $179.57/$200
Clothing = $16.94/$20.00
Gym = $45/$45

Total = $753.70/$777.19

Transportation
Car Maintenance = $0/$0
Car Insurance = $1,200.07/$1,200.07 (Paid for 6 months)
Yearly Account = $277.24/$277.24
Gas = $150.71/$160

Total = $1,628.02/$1,637.31

Everything Else
Misc. = $21.46/$20.00
Weight Watchers = $0.00/$0.00
Work = $0/$0
Food = $13.64/$0
Entertainment = $0/$0
Gifts = $0/$0
Allowance = $0/$0
House Stuff = $0/$0
TFSA = $0/$0
Debt = $0/$0

Total = $35.10/$20.00

Total Budgeted = $2,434.50
Total Spent this Month = $2,416.82
Under By = $17.68

Let me just put it out there that I am terrified for February’s Budget Recap. I have yet to make a budget because I have no idea what my utilities will cost me. That is scary.