Waste My Time

Income this Month = $2,671.81

Expenses:

Life
Feb Rent = $0/$0 (I’ll be living at my new place come Feb)
House Insurance = $420.12/$420.12(paid for the year)
Medical = $25/$25 (Deductible)
Cell Phone = $67.07/$67.07
Personal = $179.57/$200
Clothing = $16.94/$20.00
Gym = $45/$45

Total = $753.70/$777.19

Transportation
Car Maintenance = $0/$0
Car Insurance = $1,200.07/$1,200.07 (Paid for 6 months)
Yearly Account = $277.24/$277.24
Gas = $150.71/$160

Total = $1,628.02/$1,637.31

Everything Else
Misc. = $21.46/$20.00
Weight Watchers = $0.00/$0.00
Work = $0/$0
Food = $13.64/$0
Entertainment = $0/$0
Gifts = $0/$0
Allowance = $0/$0
House Stuff = $0/$0
TFSA = $0/$0
Debt = $0/$0

Total = $35.10/$20.00

Total Budgeted = $2,434.50
Total Spent this Month = $2,416.82
Under By = $17.68

Let me just put it out there that I am terrified for February’s Budget Recap. I have yet to make a budget because I have no idea what my utilities will cost me. That is scary.

Income this Month = $3,319.55

Expenses:

Life
Jan Rent = $50/$50
Medical = $0/$0
Cell Phone = $67.07/$67.07
Personal = $0/$0
Clothing = $90.70/$100 (Under $9.30)
Gym = $45/$45

Total = $252.77/$262.07

Transportation
Car Maintenance = $15.01/$20 (Under $4.99)
Car Insurance = $181/$181
RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $144.40/$150 (Under $5.60)

Total = $380.91/$391.50

Everything Else
Misc. = $355.12/$20 (Over $335.12)
Weight Watchers = $39.95/$39.95
Work = $11.30/$15 (Under $3.70)
Food = $23.92/$30 (Under $6.08)
Entertainment = $0/$0
Gifts = $7.99/$10 (Under $2.01)
Allowance = $0/$0
House Stuff = $1,232.97/$1,5000 (Under $267.03)
TFSA = $0/$0
Debt = $0/$0

Total = $1,671.25/$1,614.95

Total Budgeted = $2,268.52
Total Spent this Month = $2,304.93
Over By = $36.41

I did pretty good this week. I did go over my budget, and there are some purchases I did not even include in this budget (because my mom paid for them, and I haven’t paid her back yet), but I don’t think I spent money on items I did not need. I was careful with the sales and deals that were going on and I choose wisely I think, anyways.

January 2012 should be interesting, since I’ll have the majority of my money going towards more house stuff. I also need to rework the whole transportation system and figure out a new budget for when I move, it’s just so hard since I don’t really know what I’ll be spending for my utilities.

Income this Month = $2,395.07

Expenses:
Life
Dec Rent = $50/$50
Medical = $0/$0

Cell Phone = $67.07/$67.07
Personal = $49.00/$50 (Under $1.00)
Clothing = $84.74/$100 (Under $15.26)
Gym = $45/$45

Transportation:
Car Maintenance = $0/$0
Car Insurance = $220/$220

RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $120/$160 (Under $40.00)

Random:
Misc. = $28.33/$30 (Under $1.67)
Work = $26/$26
Eating Out =$7.06/$10 (Under $2.94)
Entertainment = $43/$50 (Under $7.00)
Gifts = $0/$0
Allowance = $0/$0
TFSA = $0/$0
Debt = $0/$0

Total Budgeted = $848.57
Total Spent this Month = $780.07
Under By = $67.87

So proud of the fact that I hardly spent any money this month. I need to save up all the cash that I can for my new house. However, December is going to be a pretty heavy month since I need to pay what I owe for my upgraded appliances.

Income this Month = $2,336.72

Expenses:
Life
Rent = $0/$0
Medical = $0/$0

Cell Phone = $67.07/$67.07
Personal = $30.27/$20 (Over $10.27)
Clothing = $275.22/$0 (Over $275.22)
Gym = $45/$45

Transportation:
Car Maintenance = $200/$200
Car Insurance = $220/$220

RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $164.53/$160 (Over $4.53)

Random:
Misc. = $620/$20 (Over $600)
Work = $0/$0
Eating Out =$6.25/$10 (Under $$3.75)
Entertainment = $197/$200 (Under $3.00)
Gifts = $33.90/$35 (Under $1.10)
Allowance = $19.39/$20 (Under $.61)
TFSA = $100/$100

Debt = $1,636/$1,000 (Over $636)

Total Budgeted = $2,137.57
Total Spent this Month = $3,655.13
Over By = $1,517.56

This month was just a huge mess. November is going to be very very strict with my spending.

Misc – This category is really high because I purchased a Bell PVR for my bedroom. Since that whole analog to digital thing happened I do not get any channels in my bedroom, so hopefully next month it’s hooked up and then I have to add a cable category because I will be splitting the bill with my parents. At least I will be able to watch TV whenever I want to. It just sucks that it’s sat on my bedroom floor the whole month of October.

Clothing – I purchased some work clothes, and it was totally not planned in the budget. I still need to get some winter boots so possibly in November if Walmart ever has my size in stock.

Read about my Debt Repayment on my new Debt Page.