Income this Month = $2,395.07

Expenses:
Life
Dec Rent = $50/$50
Medical = $0/$0

Cell Phone = $67.07/$67.07
Personal = $49.00/$50 (Under $1.00)
Clothing = $84.74/$100 (Under $15.26)
Gym = $45/$45

Transportation:
Car Maintenance = $0/$0
Car Insurance = $220/$220

RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $120/$160 (Under $40.00)

Random:
Misc. = $28.33/$30 (Under $1.67)
Work = $26/$26
Eating Out =$7.06/$10 (Under $2.94)
Entertainment = $43/$50 (Under $7.00)
Gifts = $0/$0
Allowance = $0/$0
TFSA = $0/$0
Debt = $0/$0

Total Budgeted = $848.57
Total Spent this Month = $780.07
Under By = $67.87

So proud of the fact that I hardly spent any money this month. I need to save up all the cash that I can for my new house. However, December is going to be a pretty heavy month since I need to pay what I owe for my upgraded appliances.

Income this Month = $2,336.72

Expenses:
Life
Rent = $0/$0
Medical = $0/$0

Cell Phone = $67.07/$67.07
Personal = $30.27/$20 (Over $10.27)
Clothing = $275.22/$0 (Over $275.22)
Gym = $45/$45

Transportation:
Car Maintenance = $200/$200
Car Insurance = $220/$220

RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $164.53/$160 (Over $4.53)

Random:
Misc. = $620/$20 (Over $600)
Work = $0/$0
Eating Out =$6.25/$10 (Under $$3.75)
Entertainment = $197/$200 (Under $3.00)
Gifts = $33.90/$35 (Under $1.10)
Allowance = $19.39/$20 (Under $.61)
TFSA = $100/$100

Debt = $1,636/$1,000 (Over $636)

Total Budgeted = $2,137.57
Total Spent this Month = $3,655.13
Over By = $1,517.56

This month was just a huge mess. November is going to be very very strict with my spending.

Misc – This category is really high because I purchased a Bell PVR for my bedroom. Since that whole analog to digital thing happened I do not get any channels in my bedroom, so hopefully next month it’s hooked up and then I have to add a cable category because I will be splitting the bill with my parents. At least I will be able to watch TV whenever I want to. It just sucks that it’s sat on my bedroom floor the whole month of October.

Clothing – I purchased some work clothes, and it was totally not planned in the budget. I still need to get some winter boots so possibly in November if Walmart ever has my size in stock.

Well, September is over and I’ve been back to work for a month. I received a small, but nice little raise however I’ve tried to keep my amounts relatively the same as they use to be. I do have a plan for the extra $200 (give or take a few dollars) I’m making a month which will be explained hopefully in October’s Budget.

Income this Month = $2,979.48

Expenses:
Life
October & November Rent = $100/$50
Medical = $0/$0

Cell Phone = $786.52/$786.52 (Cell Bill from Europe and August)
Personal = $73.37/$50 (Over $30.37)
Clothing = $0/$0
Gym = $45/$45

Transportation:
Car Maintenance = $200/$200
Car Insurance = $220/$220

RECE/Car sticker/Life Insurance/ = $40.50/$40.50
Gas = $106.35/$160 (Under $53.65)

Random:
Misc. = $49.81/$50.00 (Under $0.19)
Work = $83.17/$100 (Under $16.83)
Eating Out = $39.19/20.00 (Over $19.19)
Entertainment = $10.00/$20.00 (Under $10.00)
Gifts = $40.00/$40.00
Allowance = $0/$0

TFSA = $200/$200

OSAP = $1,900/$1,000 (Over $900)

Total Budgeted = $2,982.02
Total Spent this Month = $3,820.54
Over By = $838.52

Rent: I got a little ahead of myself and I’m paid up till November.
Medical: I did end up spending $45.58 on a prescription earlier in the month, however I was reimbursed the amount before the end of the month, so that’s why my total is at $0.
Work: With a gift fund and a lunch social plus some odds and ends that I needed I hope I wont have to worry about this category for a while.
OSAP: I got a little crazy throwing money at it, only because I seriously just want this debt gone so I can tackle the rest of my debt. Had I not put extra money on the debt then my budget would have been okay this month, but on the plus side it will be totally gone by the end of October.